(SMART PHONE USERS)
Burst pipes, leaky appliances and flooded basements in Rancho Murieta homes, often lead people to discover the details of their home insurance policies. Water damage and homeowners policies can be a complicated issue in many ways if not reported and handled accurately and in a timely fashion. Generally, the damage caused by water will be covered, but whatever causes the damage say, a malfunctioning washing machine, or leaking toilet, may not be. If your basement is filled with water due to a burst pipe, it may not be considered a “flood” but a “water damage” even if the water is two feet deep. Care must be taken when reporting a basement flood or water damage claim to your homeowners insurance company. Review your policy,try to determine what’s covered and what’s not, and report your claim accurately. Are you covered? The damage to your basement and your personal belongings may covered, but not the damage to your lawn or shrubbery if caused by localized street flooding or an overflowing creek. Basement wall anomalies indicate hidden moisture. Moisture in a basement wall can be detected by electrical conductivity and thermal anomalies as well as visual indicators like drips or accumulation of alkaline salts. An excessively wet basement is a common problem in the Rancho Murieta and Sacramento Areas. It is often caused by foundation cracks, improper grading around the basement and extreme weather conditions such as river, creek and street flooding. Whether you have a finished or an unfinished basement, drying a flooded basement properly is important to prevent mold and additional damage. If you’ve experienced a flood in the basement, or in the crawlspace, we can help extract the water, dry it out and clean it up. Whether you use your Rancho Murieta homes’ basement or not, it is important to keep it dry to avoid mold and other structural damage.